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Annuities get written off far too quickly — often based on old information or half-truths. Yes, an annuity turns part of your pension into a guaranteed income for life. But that doesn’t mean: • Your money automatically disappears on death • Your spouse is left with nothing • You lose all flexibility Modern annuities can include: – Ongoing income for a partner – Guaranteed payment periods – Options that balance certainty with protection They’re not right for everyone — but for the right person, a
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