The average cost of a cell phone plan is dropping. Competition between carriers has resulted in lower charges, averaging from just under $50 per month in 2008 to $44.65 per month in 2016: a drop ...

For instance, let’s say you have five phone lines on a T-Mobile plan, which would get you a $25 autopay discount. Even if you use a credit card that earns 2% cash back on all purchases, you’d ...