A debt collector may be open to settling your debt, but that doesn't mean they have to accept what you offer. /iStockphoto .

If you're being sued over delinquent credit card debt, there are a few ways you could get the lawsuit dismissed.

Debt settlement involves negotiating with your creditors to reduce the amount you owe, often with the help of a third-party company. Having someone lighten the burden of your debt sounds like a ...

The Biden administration rule made it easier for students claiming their colleges defrauded them to apply for loan forgiveness.

Americans won’t have to worry about unpaid medical bills damaging their credit reports and scores much longer.

The CFPB said the new rule will remove an estimated $49 billion in medical bills from the credit reports of about 15 million ...

Some may consider debt settlement, but anyone considering it should understand the potential risks. “While this can help consumers save money and avoid any legal consequences, it is not without ...

There are times when it makes sense to deny a debt settlement offer, but there could be repercussions for doing so.

Debt settlement companies negotiate with collections agencies to get your balance reduced. You will pay a fee — as much as 25% of your balance — so make sure enrolling makes financial sense.

Helping the millions of Americans who ran up bills because they were uninsured or couldn't cover out-of-pocket costs was one of her big causes as vice president.

The Biden Administration announced an initiative Tuesday to remove an estimated $49 billion in medical debt from credit ...