News

Fed Cuts Coming? Lock In a 4.50% Return—Guaranteed Until 2026 or Even 2027
With upcoming Fed rate cuts likely to push CD rates lower in 2025 and perhaps 2026, now’s the time to lock in a high yield ...
As The Byrd Bath Continues, Here’s A Look At What Will Likely Be Out Of The Big Beautiful Bill
Elizabeth MacDonough, the Senate Parliamentarian, has flagged a growing list of provisions that would be prohibited under the ...
CD Rates Are Over 4% -- but These 4 Red Flags Mean You Should Still Pass
CDs are paying 4.00% or more in June 2025, but that doesn't mean they're the right place for your cash. Here's when you ...
Bankrate on MSN1d
FDIC insurance limits and how to insure excess deposits
The Federal Deposit Insurance Corporation (FDIC) insures deposits of up to $250,000 per person, per ownership category, per ...
Are Managed 401(k) Accounts Worth the Extra Cost?
Managed 401(k) accounts are an option in an increasing number of company plans, but are they worth the additional fees vs.
Big Banks Are Paying 0.01% -- These Accounts Are Offering 4.25% or More
Big banks are still offering near-zero interest on savings, but find out which high-yield accounts are quietly paying over 4% ...
Got Graduation Gift Money? Here’s Why a Roth IRA Is Such a Lucrative Place to Stash It
If you can save some of your graduation cash, a Roth IRA offers a unique chance to grow your money 100% tax-free for ...
Think your bank account is protected from fraud? Here’s what the FDIC actually covers—and what it doesn’t
As financial scams continue to evolve, Alabama banking leaders want consumers to understand how fraud protection works and ...