w=876 876w" sizes="(max-width: 899px) 100vw, 876px" Step 1: Calculate your monthly take-home pay. This includes paychecks from your job, money from a side hustle or retirement checks from Social ...

So, if you earn $6,000 monthly, your mortgage payment should be no more than $1,680, and you should pay no more than $2,160 on debt payments overall. Calculate what you can afford based on the 28/ ...

Check your pay stub for a specific breakdown of how ... Place each of your expenses into one of three categories: After calculating your monthly income and categorizing your expenses, figure ...