If he didn't do the conversion and left his money in his 401 (k) or traditional IRA, he would instead pay a 25% tax on each of the RMDs he would receive in subsequent years (this is assuming the ...

This means the real overhead cost of government-run Medicare is about 1% to 1.5% for administration and about 1.5% (15% of that 7.8% in improper payments) for medically unnecessary payments. In other ...

President-elect Donald Trump's housing policy is beginning to take shape - and affordability will be a top priority. Trump campaigned on cutting mortgage rates and reducing regulations for builders, ...

Economist Alicia Munnell, one of the nation's leading experts on retirement, has some advice that may seem counterintuitive: The key to a successful retirement, she says, is not to retire.

-- "The S&P 500 would be fairly valued in the 4,750 range by end of 2024." -- The "S&P 500 [will] end 2024 between 4,700 and 4,800." -- "Our year-end 2024 fair-value target range [is] 4,850 to 4,950." ...

Whether you're an optimist or pessimist also affects the lens through which you interpret the past or see the future. Some investors like Warren Buffett seem to be unshakable optimists. Others cite ...

Boldin, formerly known as NewRetirement, hears from all sorts of users who saved well in tax-deferred accounts during their working careers and now, as they approach retirement, see looming required ...

For example, Trump in his first term raised tariffs on $300 billion of Chinese imports to 17.5% from 2.7% - and calamity didn't follow. The one-time impact on overall inflation was just 0.3%. Until ...

The H-1B visa is the program that is most responsible for bringing skilled immigrants to jobs in the U.S. During Trump's first term, denial rates for H-1B visas rose sharply, hampering the flow of ...

Fannie Mae and Freddie Mac don't factor climate change into rates. More frequent floods, hurricanes and wildfires raise systemic default risk. When mortgage rates are too low in high-risk areas, it ...

On average, the optimal portfolio, which is rebalanced monthly, produces 50% more retirement wealth than a balanced fund and 39% more than a TDF. And this extra wealth translates into higher ...

David Blanchett, the head of retirement research for PGIM DC Solutions, said he's written about some of the same concepts covered in the authors' paper, Beyond the Status Quo paper. Read Investment ...