Commissions do not affect our editors' opinions or evaluations. The best one-year CD rate is 4.40%, offered by CommunityWide Federal Credit Union. This account is the highest-rated on our list ...

The process of opening a CD is refreshingly simple ... FDIC-insured CDs with guaranteed returns and simple signup. Today's best rates of returns are found at FDIC-insured digital banks and ...

A 4.50% Rate You Can Keep Until Summer 2026 The best CD rate in the nation continues to be 4.50%, and you can now lock that in 14 different ways. The shortest option with that return is a 3-month ...

The best CD rates may outpace any of the other accounts we've described above. That's because a certificate of deposit requires you to "lock in" your money for a predetermined amount of time ...

In contrast, when you withdraw early from a regular CD, you pay at least several months’ of interest earned. Here’s a look at some of the best no-penalty CD rates. APY research methodology ...

Holly Johnson is a freelance contributor to Newsweek’s personal finance team with a focus on credit cards and rewards, financial products and travel. Johnson has spent more than a decade ...

Whether you're planning to revive your disc collection or have never stopped buying new CDs (or SACDs), our guide to the best CD players will help you choose a new spinner if you're looking to start ...

Ariana Arghandewal is a travel rewards expert and founder of Pointchaser.com, an award-winning blog. She has over a decade of experience writing about personal finance and travel rewards.

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details).

For those looking to maximize both flexibility and earnings, consider building a CD ladder into your savings ... more on your savings today. Today's best rates of returns are found at FDIC-insured ...