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The template suggests percentage-based allocations for categories like housing (30%), groceries (10%), transportation (10%), and so on. These percentages are based on widely accepted budgeting ...

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A financial plan, devised by artificial intelligence, managed to both overpay my debts and allocate more than my income to ...

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Start by tracking what you spend now, then identify where to cut or scale back. Use a simple budgeting app, or even just a simple spreadsheet. The goal here is to stay flexible and keep money in your ...