In 2025, everyone enrolled in Part D will have their annual out-of-pocket drug costs capped at $2,000. In future years, that cap will rise in step with the rate of change in Part D costs.

But passing up the opportunity to size up changes in your current coverage and compare your plan options could be particularly perilous this year, given all the benefit changes afoot, experts say.

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It was Hangover Time on the morning of 20 September when Hendo turned on ABC Radio National Breakfast and heard the presenter Patricia Karvelas talking to a certain Dr Michelle Maloney about, you know ...