A debt collector may be open to settling your debt, but that doesn't mean they have to accept what you offer. /iStockphoto .

If you're being sued over delinquent credit card debt, there are a few ways you could get the lawsuit dismissed.

Nearly five years after Blue Cross Blue Shield agreed to pay $2.7 billion in one of the largest U.S. antitrust class action ...

Debt settlement involves negotiating with your creditors to reduce the amount you owe, often with the help of a third-party company. Having someone lighten the burden of your debt sounds like a ...

Americans won’t have to worry about unpaid medical bills damaging their credit reports and scores much longer.

Some may consider debt settlement, but anyone considering it should understand the potential risks. “While this can help consumers save money and avoid any legal consequences, it is not without ...

There are times when it makes sense to deny a debt settlement offer, but there could be repercussions for doing so.

The CFPB said the new rule will remove an estimated $49 billion in medical bills from the credit reports of about 15 million ...

Debt settlement companies negotiate with collections agencies to get your balance reduced. You will pay a fee — as much as 25% of your balance — so make sure enrolling makes financial sense.

In a major change that could affect millions of Americans' credit scores, the Consumer Financial Protection Bureau on Tuesday ...

The Biden Administration announced an initiative Tuesday to remove an estimated $49 billion in medical debt from credit ...