It might be time to write a credit dispute letter if your credit report lists: Inaccurate account status information. For example, your credit report shows you had a late payment when, in fact ...

A late payment on a credit card or loan may ... the update could help prevent future credit difficulties. Goodwill letters vs credit disputes A goodwill letter is not a credit dispute.

late loan payments or something else entirely. It starts with phone calls and letters, but over time, debt collectors' tactics can escalate to lawsuits and wage garnishments, all of which can take ...