The amount of unrealized losses on American banks’ balance sheets is surging. In its new Quarterly Banking Profile for the fourth quarter of 2024, the Federal Deposit Insurance Corporation (FDIC ...

Though bankers have historically resisted selling securities at a loss, preferring to hold them until maturity, this mindset has somewhat shifted in the past year, according to investment bankers. For ...

New research on the failures of Silicon Valley Bank and other regional banks in 2023 points to cyclicality of venture capital ...

The FDIC report showed that U.S. lenders maintained strong capital and liquidity positions overall, but noted that smaller banks are still disproportionately affected by rising expenses, unrealized ...

While welcoming deregulatory signs, bankers and industry executives told Reuters that big mergers were stalled by market ...

Unrealized losses on securities held by banks jumped 32.5%, and now total $482.4 billion, the FDIC said. However, that level is only 1% higher than levels seen one year prior. Domestic deposits ...

Depositors have changed banking behaviors to minimize risks and ensure values alignment Though the worst of 2023’s banking ...

Unrealized losses on securities held by banks jumped 32.5%, and now total $482.4 billion, the FDIC said. However, that level is only 1% higher than levels seen one year prior. Domestic deposits were ...

"The FDIC's 2024 M&A guidelines were ... to approve a merger and less policy uncertainty. Over time, I think unrealized losses will decline and deals will come back. The industry is ripe for ...

and institutions had to boost rates on offerings like certificates of deposit to stem outflows and tap wholesale funding ...