A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your ...

the credit bureau might remove the item, depending on the circumstance. Examples of information that you might want to ...

This publication explains how to obtain a copy of your credit report and how to dispute errors. It also provides a sample dispute letter and lists resources for additional credit information. How to ...

Late payments can damage your credit ... A goodwill letter can also be helpful when you think a late payment has been recorded in error: for example, if you were in deferment or forbearance ...

In case the card issuer denies your dispute, you still have options. You should follow up with the lender to ask for an ...