For many, retirement doesn't become real until this time window, and for others, not until after they already retire and ...

Emily Guy Birken is a former educator, lifelong money nerd, and a Plutus Award-winning freelance writer who specializes in the scientific research behind irrational money behaviors. Her background ...

Emily Guy Birken is a money coach and finance expert who has authored several books on money management, retirement planning, social security advice, and improving your financial outlook.

At Yahoo Finance, you get free stock quotes, up-to-date news, portfolio management resources, international market data, social interaction and mortgage rates that help you manage your financial life.

When retirement is still ahead of you, it often looms with mythic power as an ideal, easy time when you no longer have to work or carry as much stress as during your working years. Find Out: I’m ...

Why the 5 Years Before You Retire Can Make or Break Your Retirement, According to Emily Guy Birken. Jordan Rosenfeld. June 26, 2025 at 10:03 AM. Copied ©Shutterstock.com.