The Fortune Recommends TM team evaluated the top prepaid debit cards available today and ranked them based on factors such as fees, rewards, and more. Read on to see our top picks. See our full ...

Prepaid cards are a type of payment card that you can use online or instore. Before you spend you need to load the card with cash, which means you can’t go overdrawn or get into debt.

Cards available: Vanilla Gift and OneVanilla are prepaid cards without ATM access. With OneVanilla, you can add money to your prepaid card and funds never expire. MyVanilla is a reloadable prepaid ...

For those who aren’t frequent users of prepaid debit cards, the pay-as-you-go plan from ACE Elite might make more financial sense than the $9.95 flat-fee plan.

Prepaid cards don’t require a credit check and can be useful for young adults or others trying to establish strong financial habits without taking on the financial responsibility of a credit card.

Prepaid cards are accepted nearly everywhere debit cards are since they are often backed by a major card network, such as Mastercard or American Express. (However, they don't help you build credit.) ...

Unlike credit cards, prepaid debit cards don't require a credit check and won't let you spend beyond the amount you load onto the card. Most prepaid debit cards also allow you to withdraw cash ...

Like prepaid cards, they don't accumulate any interest. Corporate credit cards come with added features, like expense management tools and finer controls for employee spending.

Disadvantages Explained . Many prepaid tax return debit cards come with multiple fees. For example, H&R Block's Emerald Prepaid Mastercard charges a $3.50 fee for using the card to get cash at all ...

Most prepaid debit cards don’t offer rewards programs, but a few do. Those that do earn a few extra brownie points. Mobile App. The world manages its money on the go, and you should also be able to.

Note that the Regions Now Card can’t be used for rental cars, and the ATM network may be small compared to some other prepaid debit card issuers, with just over 700 branches or ATMs available ...