Could your debt be reduced or forgiven? Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You ...

When you hit a hiccup with your student loans, you should be able to contact your servicer to get prompt assistance and straightforward answers. But too often, the opposite is true. You might need to ...

Like most people, you probably don’t think about your credit report until you’re alerted there’s a problem. And by then, it ...