As illustrated in the charts above, making a down payment of at least 5% will reduce your funding fee. A VA home loan does not require a down payment. But for a first-time user of such a loan ...

If you choose to borrow a VA home loan, you’ll have to pay a VA funding fee. The size of that fee will depend on a few factors, including the size of your down payment. Before you get too far in ...

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And unlike other mortgages, VA loans also come with the aforementioned VA funding fee. Here, we'll review how funding fees work so you'll know what to expect if you decide to move forward with a ...