Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

Letting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you ...

Understanding home insurance involves comparing policies, assessing coverage needs, and knowing standard exclusions. Essential tips include accurately evaluating replacement costs, considering natural ...

Insurance.com reports that home insurance rates are rising due to climate change, inflation, and legal challenges, causing ...

To legally and financially protect yourself and your family, you’ll need to include enough insurance in your financial plan. But you’ll come across many policy types when searching financial sites, ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...