When it comes to buying homeowners insurance, you have a variety of options. Policies come in different types, usually called HO-1 through HO-8, and each one covers your home and belongings in its own ...

Whether you need condo insurance or homeowners insurance depends on the type of home you live in. Generally, if you're in a single-family residence, you need homeowners insurance. If you're in a condo ...

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

Read our comparison of State Farm and American Family to see which Home insurance company offers the right combination of ...

U.S. News can help you understand when your home and belongings damaged by water are and aren’t covered by your homeowners ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Nearly two-thirds (71%) of homeowners say the cost of their homeowners insurance has increased over the past few years, according to a 2026 survey from the Pew Research Center, including 42% who said ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...