The federal government is officially resuming wage garnishment for federal student loans, beginning today, January 7, 2026.

The Trump administration says it will begin garnishing the wages of student loan borrowers who are in default early in 2026.

Key Points ・Student loan rehabilitation is a process to get out of default that also removes the default from your credit, ...

Wage garnishment will begin just as enhanced subsidies for ACA health insurance expire. People who are in default on their ...

Wage garnishment "is a scary concept since they can take 15% of after-tax income," Ashley Morgan, debt and bankruptcy ...

The wage garnishment announcement marks a departure from past handling of student loan borrowers in default. Since March 2020 ...

Collections on defaulted federal student loans will resume on May 5, after a five-year pause. Wage garnishment and Treasury offset are measures the government could enact to collect on student loan ...

Millions of borrowers who are behind can expect the government to tighten repayment options this year. Experts say take action now to get help.

Some student loan borrowers face wage garnishment. Student loan borrowers in default could have up to 15% of their wages garnished by the U.S. government starting later this summer. Nearly 2 million ...

WASHINGTON, DC - MAY 18: A Department of Education sign is displayed outside of their federal student aid office on May 18, 2025 in Washington, DC. Borrowers have been reporting false default alerts ...

As the Trump administration begins garnishing wages of those who default on student loans, here's a better way to ensure ...