The share of consumers taking out the riskiest form of loans has reached its highest peak this decade, a sign of growing financial stress for many Americans. The share of consumers taking on subprime ...

Multiple banks view their auto lending behavior for both prime and subprime customers today as on the tougher end of their historic spectrum, according to the Federal Reserve's senior loan officer ...

Upstart, an AI-based lending marketplace provider that traditionally served consumers who couldn't get credit elsewhere, is shifting its attention to the kinds of prime borrowers that banks embrace.

Non-agency/non-QM Deephaven Mortgage announced a new jumbo-prime loan product, as it looks to help mortgage banks and brokers compete for high-net-worth borrowers. Deephaven's jumbo-prime loan product ...

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

There is good news in the subprime car loan sector, but only if you work in repossessions. For everyone else, it's bad news, and it might foreshadow worse news in the months and years to come. A new ...

Explore how the prime rate influences consumer loans like mortgages, versus the repo rate's role in managing the money supply ...

Sub-prime loans are largely responsible for pushing the real estate market into the stratosphere in years past. They enabled people who would not normally be able to finance a home a shot at the ...

SAN MATEO, Calif.--(BUSINESS WIRE)-- Upstart (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced the launch of its T-Prime lending program. This new ...