Almost two-thirds of the 153 million nonelderly people in the United States who have health insurance through their employer are in self-insured plans. In contrast to fully insured plans, employers ...

How does a medical expense reimbursement plan work with fully insured health plans? Rising healthcare costs are a challenge for both employers and employees. In 2023 alone, total healthcare spending ...

Every year, I watch business owners open their carrier’s renewal and ask some version of the same question: “How much longer can we keep doing this?” I share in that wonder, but I also wonder if the ...