Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

New borrowers aren’t eligible for Grad Plus loans starting in July.

Removal of the Grad PLUS Program, new federal loan cap limits and different payment plans are set to go into effect in July.

The federal student loan program has some big changes on the way, impacting current borrowers and those in repayment. Most of the changes take effect on July 1, 2026, as per new provisions in the One ...

Critical questions about the transfer of student loans to the Treasury Department remain unanswered, even as new details about the plan are coming into focus.

There's a strategy to getting the right student loans for graduate school. First, you'll want to tap federal student loans up ...

The cost of college — including tuition, housing, textbooks and other fees — adds up for families. However, students are often eligible for financial aid, including scholarships, grants, work-study or ...

Some teachers would be able to shave at least five years off their student loan forgiveness timeline under a bill introduced ...

Since it doesn't require a credit check and has more hardship protectinos, the best loan for graduate school is a federal ...