Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Before taking out a federal student loan, borrowers should first research the four different types.

The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, makes significant changes to federal student loans that take effect on July 1, 2026. This webpage is designed to help you ...

Taking classes in the fall? A new law will mean lower federal loan limits for some students and parents who help pay. Changes from the One Big Beautiful Bill Act take effect on July 1, 2026, and could ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. whitebalance.space / Getty Images ...

GREENSBORO, N.C. — If you go to college, chances are you have a federal student loan: 28% of undergraduate students borrow federal loans to pay for college, and 61% of graduate students borrow federal ...

The One Big Beautiful Bill Act (OBBBA) was enacted in July 2025. This legislation includes significant changes in federal student loan programs effective July 1, 2026. The University of Delaware ...

Over 2,500 IU students could lose federal loans next year, impacting graduate programs and a nurse shortage in Indiana. The One Big Beautiful Bill Act, enacted in July, placed new federal loan caps ...

THEIR EDUCATION. THE CHANCELLOR OF THE UNIVERSITY SYSTEM OF MARYLAND SAYS AROUND 6000 STUDENTS ACROSS THE SYSTEM BORROWED FROM THE GRAD PLUS LOAN PROGRAM LAST YEAR. BUT THAT PROGRAM WILL SOON BE ...