Interest rates are constantly shifting, making credit reports more important than ever for securing favorable loan terms.

Closing a credit card can increase your credit utilization rate and drive down your credit score. As a result, keeping your ...

Credit reports can be daunting, especially when it comes to figuring out what works in your favor — and what doesn’t. Here’s how to read yours. Lexington Law Firm has represented over 10.8 million ...

Your credit score is more than just your spending history. It is a new invention designed to trap modern consumers.

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Medical debt will continue to impact credit scores after a federal judge blocked a Biden-era rule designed to erase it from credit reports. The rule aimed to improve credit scores and expand access to ...

Charge-offs can hinder your credit for years, but there are legitimate ways to address them and rebuild your score.

With identity theft and fraud on the rise, it's essential to monitor your credit report for signs of fraud. If you've been scammed, you'll need to contact your local police, the FTC, all three credit ...

The other night, I was out to dinner with a friend who works in medical billing. She shared a story that really stuck with me. One of her coworkers forgot to include a patient’s disability status on a ...