Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

If you’ve been trying to improve your credit score, you’ve probably heard things like “pay your bills on time” or “keep your balances low.” Solid advice — but there’s one lesser-known factor that can ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

That mental shift is real, even if the math stays the same. An 850 score is wasted on a mediocre credit card. Here are the ...