The Fair Credit Reporting Act (FCRA) is the federal law regulating the collection of consumers’ credit information and access ...

Four senators wrote letters to Experian and TransUnion, requesting information on the companies’ dispute handling processes after ProPublica revealed they have been dismissing more consumer complaints ...

Massive cuts by the Trump administration have seriously diminished the Consumer Financial Protection Bureau's (CFPB) oversight of credit bureaus, according to a new ProPublica report. Launched in the ...

Here's how to protect your credit health when no one else wants to.

On July 11, 2025, the U.S. District Court for the Eastern District of Texas vacated the Consumer Financial Protection Bureau’s (CFPB) rule prohibiting the inclusion of medical debt on consumer credit ...

Credit bureaus collect data from lenders, and credit scoring models use this information to calculate your credit scores. The Latest This financial report card shows your payment history, account ...

On October 28, the CFPB issued an interpretive rule under the Fair Credit Reporting Act (FCRA) declaring that federal law generally preempts state laws governing the content of consumer credit reports ...

The Trump administration has issued an interpretive rule that undermines state laws forbidding the inclusion of medical debt on consumers’ credit reports. The guideline published in the Federal ...

The major credit reporting companies that help determine your ability to obtain a loan, buy a house, or get a job are urging the Trump administration to hide consumer complaints about their potential ...

Errors on credit reports. Unexpected bank and other “junk” fees. New financial products that conceal their true costs and terms. For help with those problems, millions of consumers in the U.S. have ...

IT’S HELPING FAMILIES, AND WHAT YOU NEED TO KNOW BEFORE YOU SIGN UP. AS WE CAME CLOSER AND CLOSER TO THE END OF PAYING IT OFF, WE JUST FELT BETTER AND BETTER. IAN MOORE SAYS CREDIT CARD BALANCE ...