He said the system will be referred to by banks or financial institutions to evaluate loan applications by PTPTN borrowers who are listed in the CCRIS. "We at Bank Negara Malaysia will discuss ...
THE Central Credit Reference Information System (CCRIS) maintained by Bank Negara Malaysia (BNM) keeps track of those who have applied for, and currently maintain, credit facilities with financial ...
He suggested that BNM implement credit screening via CCRIS and CTOS while setting clearer conditions on whether BNPL can be used for essential or luxury items. Employers, he said, could also play ...
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