Payment stablecoin holders won’t be eligible for federal deposit insurance even if their assets are held at insured banks, the federal regulator charged with overseeing the bank backstop said.

About the authors: Aaron Klein is the Miriam K. Carliner chair and senior fellow at Brookings Institution. He served as U.S. deputy assistant secretary of Treasury from 2009-12. Jill Castilla is ...

Regulators announced a plan to raise deposit insurance coverage, promising greater protection for savers if a bank fails. The move, unveiled today, is designed to steady confidence after recent market ...

Mon, November 24, 2025 at 10:33 PM UTC Got more than $250,000 sitting in one bank account? Only the first $250,000 is protected by FDIC insurance. The rest is uninsured, which means you could lose it ...

Federal Deposit Insurance Corp. Chair Travis Hill said in a speech Wednesday morning that the agency will move to codify stablecoins as ineligible for deposit insurance — which is required under the ...

Dallas Fed President Lorie K. Logan listed some arguments for raising the Federal Deposit Insurance Corp.’s $250K limit on bank customers’ insured deposits in a speech on Thursday at a Dallas Fed ...

Standard FDIC and NCUA insurance covers up to $250,000 of deposits and interest earned on those deposits. Online-only banks also provide FDIC insurance, but fintech companies aren't part of the FDIC ...

Senators Bill Hagerty and Angela Alsobrooks have introduced legislation that would raise the FDIC deposit insurance limit on noninterest-bearing transactions account balances from $250,000 to $10 ...

Banks would face much higher assessments to bring the Deposit Insurance Fund's reserve ratio into compliance. Those costs would be reflected in higher fees and reduced availability of credit, writes ...

Do you have more than a quarter-million dollars in your bank account? If not, you’re among the majority of Americans whose deposits are fully insured by the federal government. Should your bank go ...