President Joe Biden’s administration tried to lower credit card late fees earlier this year, but a federal judge put a stop to his plans. During his third run for president, Trump had promised to cap ...

If a consumer had a $100 balance with a $1,000 credit limit, their credit utilization would be at 10%. But if their card issuer decreased the credit limit to $500, that same $100 balance would ...

I applied for a different travel card elsewhere and was instantly approved for a much higher credit limit. My history with credit cards has had a lot of ups and downs. In the past, I've been known ...